Ladyman Financial Services is an authorised representative of Meritum Financial Group Pty Ltd.

Meritum Financial Group Pty Ltd is an Australian Financial Services Licencee (AFSL No: 245569) and is tightly regulated by the Australian Securities and investment Commission (ASIC) Meritum was registered as a company in Victoria on March 1st 2004 and currently has a presence in all Australian states except for Queensland.

Meritum is majority owned by its management and advisors. The Aviva Australia group, through its member Aviva Marketing Services Pty Ltd, also has a shareholding in Meritum.

Meritum is a principal member of the Financial Planning Association of Australia (FPA) and abides by the Association's Professional Code of Conduct and Ethics.

While Ladyman Financial Serices and other financial services providers authorised through Meritum have access to a broad selection of financial products, Meritum chooses to maintain preferred providers. If these are suited to your requirements, an adviser for Ladyman Financial Services on behalf of Meriutm, will likely recommend an investment platform administered by Colonial First State, the Aviva Australia Group, ING and Perpetual or an insurance underwriter as follows, AIG, Aviva Australia Group, CommInsure and ING.